Sarah Thornton

445 Elk Lake Resort Road 1582-1583

Owenton, KY
$ 367,500 Beds 3 Baths 2 Sq 1,625
Monthly Estimate* How much can I afford?

Escape to peace and privacy in this beautifully maintained 3-bedroom, 2-bath home--complete with a second lot--built just five years ago and tucked inside the highly sought-after gated community of Elk Lake Resort. Surrounded by nature, the property offers frequent visits from deer and abundant wildlife, creating a true retreat-like atmosphere right outside your door. Thoughtfully positioned for both seclusion and convenience, this home sits just moments from all the recreation Elk Lake is known for. Whether you're seeking a private getaway, a weekend escape, or a comfortable year-round residence, this property delivers the perfect blend of tranquility, comfort, and outdoor adventure. Residents enjoy an active lake lifestyle with access to boating, fishing, kayaking, swimming, hiking trails, ATV/quad riding, beach areas, and more. Experience the beauty and serenity of lake community living while staying close to all the fun. Buyer's agent must be present for all showings. Gated community access required.

Active

  • Price
  • $ 367,500
  • City
  • Owenton
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Owen
  • Half Bathrooms
  • 0
  • Area
  • Owen Cty
  • Lot Size
  • 0.44 Acres
  • Zip
  • 40359
  • Sqr Footage
  • 1,625
  • Year Built
  • 2021
  • Style
  • Ranch
  • MLS#
  • 643203
Listed By: Coldwell Banker Realty FM - 859-341-9000
Data Source: Northern Kentucky MLS (NKAR)

Features

General

Living Area 1625
Sewer Aerobic Septic
Heating Propane
Cooling Central Air
Roof Shingle
HOA Fee 2500
Garage Spaces 2
Association Fee Includes Association Fees,Maintenance Grounds,Snow Removal,Trash
Patio/Porch Features Covered,Deck,Porch
Architectural Style Ranch
Construction Materials Stone,Vinyl Siding
Year Built 2021
Electric 200+ Amp Service
View Trees/Woods
Levels One
Unit Number 1582-1583
Property Subtype Single Family Residence
Additional Parcels Description 2 lots
Assoc Fee Paid Per Annually
County Owen
New Construction false
Property Type Residential
Association Amenities Lake Year Round,Clubhouse,Trail(s)
HOA true
Attached Garage false
Subdivision Name Elk Lake
Garage Y/N true
Total Rooms 4
Status Active
Directions I-71 S/I-75 S toward Lexington/I-275/Louisville. Take exit 159 toward KY-22/Dry Ridge/Owenton. Turn right onto Taft Hwy (KY-22). Go for 18.6 mi. Turn left onto Georgetown Rd (KY-227). Go for 2.0 mi. Turn left onto Highway 330 (KY-330). Go for 0.8 mi. Continue on Highway 330 (KY-330). Elk Lake resort will be on the right. Please check in with the gate attendant.
High School Owen County High
City Owenton
Zoning Description Residential
MLS Area K22 - Owen Cty
Lot Size Units Acres
Lot Size Square Feet 19197
HOA Fee 2 Frequency Annually
Elementary School Owen County Elementary
Property Attached Y/N false
Middle/Junior High School Maurice Bowling Middle School
Property Condition Existing Structure
MLS Area Minor K22 - Owen Cty
Structure Type House
Living Area Units Square Feet
Standard Status Active

Interior Features

Interior Amenities Kitchen Island,Open Floorplan,High Speed Internet,Granite Counters,Entrance Foyer,Eat-in Kitchen,Breakfast Bar,Ceiling Fan(s),Natural Woodwork
Basement Unfinished
Total Fireplaces 1
Fireplace Features See Remarks
Air Conditioning Y/N true
Heating Y/N true
Window Features Vinyl Frames
Fireplace Y/N true
Laundry Features Electric Dryer Hookup,Main Level,Washer Hookup
Total Baths 2

Exterior Features

Exterior Amenities Private Yard
Vegetation Partially Wooded
Parking Features Driveway,Garage Faces Front,Off Street
Lot Features Rolling Slope,Wooded
Water Source Public
Total Parking 6
Lot Size Area 0.44
Foundation Details Block
Building Area Total 1625
Lot Dimensions 19,197
Lot Size Acres 0.44
Road Surface Type Gravel
Lot Size Source Realist
Road Frontage Type Private Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cincinnati, OH office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Owen County Elementary Elementary School
Middle School Maurice Bowling Middle School Middle School
High School Owen County High High School

Price History

6/23/2026 Listed $375,000
7/25/2026 2% - $367,500

Property vs Zip Code Average in 40359

Price
AVG $250K
$370K
Year Built
AVG 2447
2021

In The Neighborhood

Areas That We Cover

445 Elk Lake Resort Road 1582-1583 Owenton, KY is a Single Family Home for sale at $367500 with 1625 sqft and a lot size of 0.44 Acres Acre(s). 445 Elk Lake Resort Road 1582-1583 Owenton has 3 bedrooms, 2 baths and was built in 2021. The property's zip code is 40359 which is in Owenton, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Sarah Thornton

Sarah Thornton

REALTOR®️ / Senior Sales VP

513-633-4423

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