Sarah Thornton

48 Harness Lane

Florence, KY
$ 350,000 Beds 4 Baths 3.5
Monthly Estimate* How much can I afford?

*We're back! Buyer's financing fell through, so we are back on the market! Nestled on a premier cul-de-sac lot in an established neighborhood, this large 4-bedroom, 2-story home blends classic charm with modern luxury. Step inside to find durable luxury vinyl plank flooring stretching across a spacious floor plan. The heart of the home is the well appointed kitchen, boasting granite countertops, a large island, and a sunny breakfast area. Transition seamlessly into the cozy living room, which walks out directly to an large deck--the ultimate setup for summer barbecues and outdoor entertaining. Upstairs, the extra-large primary suite serves as your private sanctuary, featuring a massive walk-in closet and large soaking tub! Three additional generously sized bedrooms and a convenient first-floor laundry room round out the main living spaces. Need more room? The fully finished basement offers a family room, wet bar, craft or game area, home gym, or guest room and full bath and workshop too! . Don't miss your chance to own this exceptional property!

Pending

  • Price
  • $ 350,000
  • City
  • Florence
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Boone
  • Half Bathrooms
  • 1
  • Area
  • Florence
  • Lot Size
  • Zip
  • 41042
  • Style
  • Traditional
  • MLS#
  • 645286
Listed By: Huff Realty - Florence - 859-525-7900
Data Source: Northern Kentucky MLS (NKAR)

Features

General

Sewer Public Sewer
Heating Natural Gas,Forced Air
Cooling Central Air
Utilities Cable Available,Natural Gas Available,Sewer Available,Water Available
Roof Shingle
HOA Fee 546
Garage Spaces 2
Association Fee Includes Association Fees
Patio/Porch Features Deck,Porch
Architectural Style Traditional
Security Features Smoke Detector(s)
Construction Materials Brick,Vinyl Siding
View Neighborhood,Trees/Woods
Levels Two
Property Subtype Single Family Residence
Assoc Fee Paid Per Annually
County Boone
New Construction false
Property Type Residential
Association Amenities Pool,Tennis Court(s),Clubhouse,Management
HOA true
Attached Garage true
Subdivision Name Saddlebrook Farms
Garage Y/N true
Total Rooms 12
Status Pending
Directions US 42 to Weaver, into Saddlebrook, left on Thorne Hill Dr, Right on Harness
High School Boone County High
City Florence
Zoning Description Residential
MLS Area K09 - Florence
Elementary School Ockerman Elementary
Property Attached Y/N false
Middle/Junior High School Jones Middle School
Property Condition Existing Structure
MLS Area Minor K09 - Florence
Structure Type House
Standard Status Pending

Interior Features

Interior Amenities Kitchen Island,Walk-In Closet(s),Storage,Soaking Tub,Pantry,Open Floorplan,Granite Counters,Entrance Foyer,Double Vanity,Chandelier,Ceiling Fan(s),High Ceilings,Multi Panel Doors,Recessed Lighting
Basement Full Finished Bath,Finished,Storage Space
Total Fireplaces 1
Fireplace Features Gas
Air Conditioning Y/N true
Heating Y/N true
Window Features Bay Window(s)
Fireplace Y/N true
Laundry Features Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Total Baths 4

Exterior Features

Fencing Fenced,Wood
Parking Features Attached,Driveway,Garage,Garage Door Opener,Garage Faces Front,Off Street
Lot Features Cul-De-Sac,Level
Water Source Public
Foundation Details Poured Concrete
Lot Dimensions 26x29x19x106x73x125
Road Surface Type Paved
Other Equipment Sump Pump

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cincinnati, OH office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Ockerman Elementary Elementary School
Middle School Jones Middle School Middle School
High School Boone County High High School

Price History

8/3/2026 Listed $350,000

Property vs Zip Code Average in 41042

Price
AVG $370K
$350K

In The Neighborhood

Areas That We Cover

48 Harness Lane Florence, KY is a Single Family Home for sale at $350000 and a lot size of Acre(s). 48 Harness Lane Florence has 4 bedrooms, 3 baths . The property's zip code is 41042 which is in Florence, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Sarah Thornton

Sarah Thornton

REALTOR®️ / Senior Sales VP

513-633-4423

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